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Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong.

Take 2 mins to learn more >

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Lock in performance. Grow with precision

Shape long-term growth through intelligent savings, flexible yield and institutional-grade custody. All seamlessly within Wirex

Trusted by 7 million users and backed by Visa & Mastercard principal memberships

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The benefits of Wirex fixed savings

Consistent returns. Zero guesswork

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Guaranteed Returns

Fixed rate throughout the term, fully Immune to market volatility

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Multi-Asset Support

 BTC, ETH, USDC, USDT, DAI and more supported assets

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Instant Liquidity Access

Move funds between savings and main accounts with zero friction

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Flexible Locks

Select 1, 3, 6, 12 or 24 months based on your strategy and liquidity needs

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Fixed-Term Savings

Lock in elevated yields while preserving principal. Ideal for long-term goals, stable portfolios and predictable growth

Flexible durations from 1 to 24 months

Higher rates for longer commitments

Real-time Insights

Early unlock options

Stable yield. Real performance

Lock in high-performance returns with institutional-grade stability

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Zero Maintenance Fees. Every cent of your balance earns interest; no hidden deductions

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Instant Activation. Open a fixed deposit within seconds directly in the Wirex app

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Full Ecosystem Integration. Reinvest yield directly into DUO, Credit or Multiply products

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Transparent Earnings. Daily accrual, weekly payout, no hidden costs

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Premium Tier Benefits. Higher APR, dedicated manager and access to private yield pools

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Simplified Management

Track performance, manage positions and reinvest with precision, all in one ecosystem. No intermediaries, no delays, no uncertainty

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Frequently Asked Questions

Everything you need to know about Fixed Savings

  • Just pick a term, choose your asset, and lock it. Your rate is fixed from day one, no surprises.

  • No. Fixed terms mean you commit for the full duration to secure higher returns.

  • You can choose from both fiat and crypto assets available in the Wirex app. Each offers a different fixed rate.

  • Your yield is locked and predetermined — it won’t change no matter what the market does.

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Built to power your everyday spending

Spend crypto and fiat with ease, earn rewards on eligible purchases, and manage it all in one app.

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