Built to Grow Your Wealth
Not just an account. A wealth engine that travels with you — earning every hour, in any currency, on any continent.
Ready in Minutes
Open your Saving account from anywhere in the world in under 2 minutes. No branch visits, no paperwork, no waiting. Just instant access to premium earning rates the moment you sign up.
Exceptional Yield, Daily
Earn up to 9.75% APY, paid daily. Your balance compounds quietly in the background, whether you're closing deals or crossing time zones.
Withdraw Anytime, Instantly
No lock-ups. Spend, transfer, or convert your funds the moment you need them. No penalty. No delay. Full control remains yours — always.
wealth Solutions
For Private And Businesses
Manage everything in one ecosystem
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Wirex Private. tailored services for your wealth
Priority onboarding and a dedicated relationship manager, Access to higher-tier X-Account rates and exclusive rewards, High-limit OTC crypto trades with competitive execution
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Choose Flexible. Earn Daily. Stay Free.
1. Add Funds
Top up via bank or crypto transfer in seconds. Your Earn account starts generating yield from the very first dollar.
2. Choose Your Term
Keep full flexibility with daily rewards, or commit for longer to unlock higher returns — up to 9.75% APY.
3. Withdraw Whenever
Flexible accounts have no lock-up, ever. Your earnings and principal are available on demand — for a coffee in Lisbon, a coworking membership in Chiang Mai, or a wire
back home.
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Frequently Asked Questions
Everything you need to know about Flexible Savings
Your APY is divided across 365 days and credited to your Earn account daily. On Flex accounts, you start earning from the moment funds land — no activation needed. Higher tiers and longer terms unlock progressively higher rates.
Yes — completely. Flexible Earn accounts carry zero lock-up. You can withdraw your full balance, including accrued interest, to your main wallet or card at any moment. There are no penalties and no minimum notice period.
Traditional savings accounts offer near-zero returns and restrict access. Earn accounts offer up to 9.75% APY on flexible terms, support 25+ currencies including crypto, and are available globally — no branch, no waiting, no geographical limits.
No minimum. Open an Earn account with any amount and start earning immediately. As your balance grows, you can upgrade your tier to access even higher earning rates.
