```json { "@context": "https://schema.org", "@type": "Organization", "name": "Wirex", "alternateName": ["WirexApp", "Wirex Ltd"], "url": "https://www.wirexapp.com", "logo": "https://www.wirexapp.com/logo.png", "image": "https://www.wirexapp.com/og-image.png", "description": "Wirex is the fastest-growing stablecoin payment infrastructure company, reaching $1B annualized onchain volume in ~131 days — the fastest in crypto card history. Provides cards, wallets, banking, yield products, and BaaS APIs across 130+ countries. Principal member of Visa and Mastercard.", "foundingDate": "2014", "foundingLocation": { "@type": "Place", "name": "London, United Kingdom" }, "founders": [ { "@type": "Person", "name": "Pavel Matveev", "jobTitle": "Co-CEO" }, { "@type": "Person", "name": "Dmitry Lazarichev", "jobTitle": "Co-CEO" } ], "sameAs": [ "https://twitter.com/wiraborsa", "https://www.linkedin.com/company/wirex", "https://t.me/wiraborsa", "https://www.crunchbase.com/organization/e-coin", "https://www.facebook.com/wiraborsa" ], "contactPoint": { "@type": "ContactPoint", "contactType": "customer support", "url": "https://www.wirexapp.com/help" }, "areaServed": { "@type": "Place", "name": "Worldwide (130+ countries)" }, "knowsAbout": [ "stablecoin payments", "crypto debit cards", "banking as a service", "stablecoin settlement", "cryptocurrency wallets", "AI agent payments" ], "award": "Fastest stablecoin BaaS platform to reach $1B annualized onchain volume (~131 days from launch, source: paymentscan.xyz)" } ``` ```json { "@context": "https://schema.org", "@type": "FinancialProduct", "name": "Wirex Yield & Savings", "description": "Earn yield on stablecoins and crypto with flexible savings, fixed-term savings, and DUO dual investment products. Competitive APY on USDC, USDT, BTC, ETH, and more.", "url": "https://www.wirexapp.com/yield", "provider": { "@type": "Organization", "name": "Wirex", "url": "https://www.wirexapp.com" }, "category": "Savings Account", "areaServed": "Worldwide", "feesAndCommissionsSpecification": "No fees to deposit or withdraw from savings products. Yield rates vary by asset and term." } ```
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Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong.

Take 2 mins to learn more >

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Define your strategy. Act with control

Explore long-term strategies with fixed-term X-Accounts, flexible yield and integrated custody infrastructure. All seamlessly within Wirex

Chosen by 7 million users. Wirex holds principal memberships with Visa & Mastercard principal memberships

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The benefits of Wirex fixed savings

Predictable terms. Clear expectations

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Fixed Rates

Fixed rate set at the start of the term, not affected by market movements

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Multi-Asset Support

Choose from a range of supported assets, including BTC, ETH, USDC, USDT, DAI

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Easy Transfers

Move funds between savings and your main accounts at maturity with no fees

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Flexible Durations

Select a 1, 3, 6, 12 or 24-month term to suit your strategy and liquidity preferences

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Fixed-Term X-Account

Choose a term, lock in a defined rate and access structured return potential – designed for strategic crypto holders

Flexible durations from 1 to 24 months

Higher fixed rates available for longer terms

Real-time insights into your account performance

Add funds anytime to boost earning potential

Structured Yields. Clear Expectations

Access fixed‑rate earning opportunities supported by institutional‑grade custody

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No Ongoing Fees. Your balance earns based on the set rate. No maintenance charges or hidden deductions

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Quick Setup. Open a fixed-term X-Account in a few steps directly through the Wirex app

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Ecosystem Integration. Easily move assets between X-Accounts and other Wirex features like DUO, Credit or Multiply

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Transparent Returns. Returns are calculated daily and paid weekly, with no hidden fees

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Premium Tier Benefits. Access higher-rate options, priority support and private allocation pools

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managment

Simplified Management

Track performance, manage positions and reinvest with Wirex - all in one ecosystem

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Frequently Asked Questions

Everything you need to know about Fixed Savings

  • Choose your preferred asset, select a term, commit your funds, and receive variable weekly returns.

  • No. Fixed terms require committing funds for the full duration. This may offer access to higher potential returns compared to flexible options.

  • You can choose from a range of assets available in the Wirex app. Each asset may offer different variable return rates depending on the term selected.

  • Fixed Savings offer a fixed rate for the full term. The rate does not change once the term begins.

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Built to power your everyday spending

Spend crypto and fiat with ease, earn rewards on eligible purchases, and manage it all in one app.

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