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Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong.
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The benefits of Wirex fixed savings
Predictable terms. Clear expectations
Fixed Rates
Fixed rate set at the start of the term, not affected by market movements
Multi-Asset Support
Choose from a range of supported assets, including BTC, ETH, USDC, USDT, DAI
Easy Transfers
Move funds between savings and your main accounts at maturity with no fees
Flexible Durations
Select a 1, 3, 6, 12 or 24-month term to suit your strategy and liquidity preferences
Fixed-Term X-Account
Choose a term, lock in a defined rate and access structured return potential – designed for strategic crypto holders
Flexible durations from 1 to 24 months
Higher fixed rates available for longer terms
Real-time insights into your account performance
Add funds anytime to boost earning potential
Structured Yields. Clear Expectations
Access fixed‑rate earning opportunities supported by institutional‑grade custody
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No Ongoing Fees. Your balance earns based on the set rate. No maintenance charges or hidden deductions
Quick Setup. Open a fixed-term X-Account in a few steps directly through the Wirex app
Ecosystem Integration. Easily move assets between X-Accounts and other Wirex features like DUO, Credit or Multiply
Transparent Returns. Returns are calculated daily and paid weekly, with no hidden fees
Premium Tier Benefits. Access higher-rate options, priority support and private allocation pools
Frequently Asked Questions
Everything you need to know about Fixed Savings
Choose your preferred asset, select a term, commit your funds, and receive variable weekly returns.
No. Fixed terms require committing funds for the full duration. This may offer access to higher potential returns compared to flexible options.
You can choose from a range of assets available in the Wirex app. Each asset may offer different variable return rates depending on the term selected.
Fixed Savings offer a fixed rate for the full term. The rate does not change once the term begins.
