Built to Grow Your Wealth
Not just an account. A wealth engine that travels with you — earning every hour, in any currency, on any continent.
Ready in Minutes
Open your Saving account from anywhere in the world in under 2 minutes. No branch visits, no paperwork, no waiting. Just instant access to premium earning rates the moment you sign up.
Exceptional Yield, Daily
Earn up to 9.75% APY, paid daily. Your balance compounds quietly in the background, whether you're closing deals or crossing time zones.
Withdraw Anytime, Instantly
No lock-ups. Spend, transfer, or convert your funds the moment you need them. No penalty. No delay. Full control remains yours — always.
Digital Finance Solutions
For Private Clients And Businesses
Manage your assets in one ecosystem
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Wirex Private. tailored services for your wealth
Priority onboarding and a dedicated relationship manager, Access to higher-tier X-Account rates and exclusive rewards, High-limit OTC crypto trades with competitive execution
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Choose Flexible. Earn Daily. Stay Free.
1. Add Funds
Top up via bank or crypto transfer in seconds. Your Earn account starts generating yield from the very first dollar.
2. Choose Your Term
Keep full flexibility with daily rewards, or commit for longer to unlock higher returns — up to 9.75% APY.
3. Withdraw Whenever
Flexible accounts have no lock-up, ever. Your earnings and principal are available on demand — for a coffee in Lisbon, a coworking membership in Chiang Mai, or a wire
back home.
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Frequently Asked Questions
Everything you need to know about Flexible Savings
Your daily yield is calculated based on your current balance and the asset’s Annual Percentage Yield, which reflects the estimated annual return and may change over time. Although earnings are calculated daily, they are credited to your account weekly. Yields are not guaranteed and may vary.
Yes. Flexible X-Accounts allow you to top up or withdraw funds at any time, with no lock-ins or restrictions. Funds move instantly between your Wirex accounts.
Flexible X-Accounts offer variable daily compounding yields and instant access to your funds within the Wirex ecosystem. No traditional banking lock-ins apply.
No minimum balance required. You can start with any amount and begin accruing variable daily yields from day one.
