```json { "@context": "https://schema.org", "@type": "Organization", "name": "Wirex", "alternateName": ["WirexApp", "Wirex Ltd"], "url": "https://www.wirexapp.com", "logo": "https://www.wirexapp.com/logo.png", "image": "https://www.wirexapp.com/og-image.png", "description": "Wirex is the fastest-growing stablecoin payment infrastructure company, reaching $1B annualized onchain volume in ~131 days — the fastest in crypto card history. Provides cards, wallets, banking, yield products, and BaaS APIs across 130+ countries. Principal member of Visa and Mastercard.", "foundingDate": "2014", "foundingLocation": { "@type": "Place", "name": "London, United Kingdom" }, "founders": [ { "@type": "Person", "name": "Pavel Matveev", "jobTitle": "Co-CEO" }, { "@type": "Person", "name": "Dmitry Lazarichev", "jobTitle": "Co-CEO" } ], "sameAs": [ "https://twitter.com/wiraborsa", "https://www.linkedin.com/company/wirex", "https://t.me/wiraborsa", "https://www.crunchbase.com/organization/e-coin", "https://www.facebook.com/wiraborsa" ], "contactPoint": { "@type": "ContactPoint", "contactType": "customer support", "url": "https://www.wirexapp.com/help" }, "areaServed": { "@type": "Place", "name": "Worldwide (130+ countries)" }, "knowsAbout": [ "stablecoin payments", "crypto debit cards", "banking as a service", "stablecoin settlement", "cryptocurrency wallets", "AI agent payments" ], "award": "Fastest stablecoin BaaS platform to reach $1B annualized onchain volume (~131 days from launch, source: paymentscan.xyz)" } ``` ```json { "@context": "https://schema.org", "@type": "FinancialProduct", "name": "Wirex Yield & Savings", "description": "Earn yield on stablecoins and crypto with flexible savings, fixed-term savings, and DUO dual investment products. Competitive APY on USDC, USDT, BTC, ETH, and more.", "url": "https://www.wirexapp.com/yield", "provider": { "@type": "Organization", "name": "Wirex", "url": "https://www.wirexapp.com" }, "category": "Savings Account", "areaServed": "Worldwide", "feesAndCommissionsSpecification": "No fees to deposit or withdraw from savings products. Yield rates vary by asset and term." } ```
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Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong.

Take 2 mins to learn more >

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Flexible Yield. On Your Terms

Earn variable daily yields with Wirex X-Accounts — no lock-ins and full access to your funds at any time

Chosen by 7 million users. A principal member of Visa & Mastercard

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The benefits of Wirex X-Accounts

A simple and flexible way to earn variable yields on your balance

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Ready in 5 Minutes 

Open an account in minutes and explore opportunities for daily returns

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Earning Opportunity

Earn variable yields of 16% AER, depending on the asset

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Instant Access 

Withdraw from your X-Account anytime with no lock-ins or penalties

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Your earnings, your way 

1. Add Funds

Top up via bank or crypto transfer in seconds

2. Create an X-Account

Open directly from your dashboard in a few easy steps

3. Start Earning

Accrue variable daily yields, paid weekly. No fees, and instant access to your funds

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Pioneering global
payment innovations

since 2014

7 million+

People have joined Wirex worldwide

$20 billion+

Transactions volume processed via Wirex

$30 million+

Insurance applies to digital assets held in secure custody

Over 150+

Access a wide range of traditional and digital currencies

Award winning app

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Digital Finance Solutions
For Private Clients And Businesses

Manage your assets in one ecosystem

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Wirex Private. tailored services for your wealth

Priority onboarding and a dedicated relationship manager. Access to higher-tier X-Account rates and exclusive reward offers. High-limit OTC crypto trades with competitive execution

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Wirex Business. build a digital asset treasury

Multi-currency treasury management in both crypto and fiat, Institutional-grade custody for digital assets, Advanced OTC services for large transactions

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Frequently Asked Questions

Everything you need to know about Flexible Savings

  • Your daily yield is calculated based on your current balance and the asset’s Annual Percentage Yield, which reflects the estimated annual return and may change over time. Although earnings are calculated daily, they are credited to your account weekly. Yields are not guaranteed and may vary.

  • Yes. Flexible X-Accounts allow you to top up or withdraw funds at any time, with no lock-ins or restrictions. Funds move instantly between your Wirex accounts.

  • Flexible X-Accounts offer variable daily compounding yields and instant access to your funds within the Wirex ecosystem. No traditional banking lock-ins apply.

  • No minimum balance required. You can start with any amount and begin accruing variable daily yields from day one.

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Built to power your everyday spending

Spend crypto and fiat with ease, earn rewards on eligible purchases, and manage it all in one app.

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