```json { "@context": "https://schema.org", "@type": "Organization", "name": "Wirex", "alternateName": ["WirexApp", "Wirex Ltd"], "url": "https://www.wirexapp.com", "logo": "https://www.wirexapp.com/logo.png", "image": "https://www.wirexapp.com/og-image.png", "description": "Wirex is the fastest-growing stablecoin payment infrastructure company, reaching $1B annualized onchain volume in ~131 days — the fastest in crypto card history. Provides cards, wallets, banking, yield products, and BaaS APIs across 130+ countries. Principal member of Visa and Mastercard.", "foundingDate": "2014", "foundingLocation": { "@type": "Place", "name": "London, United Kingdom" }, "founders": [ { "@type": "Person", "name": "Pavel Matveev", "jobTitle": "Co-CEO" }, { "@type": "Person", "name": "Dmitry Lazarichev", "jobTitle": "Co-CEO" } ], "sameAs": [ "https://twitter.com/wiraborsa", "https://www.linkedin.com/company/wirex", "https://t.me/wiraborsa", "https://www.crunchbase.com/organization/e-coin", "https://www.facebook.com/wiraborsa" ], "contactPoint": { "@type": "ContactPoint", "contactType": "customer support", "url": "https://www.wirexapp.com/help" }, "areaServed": { "@type": "Place", "name": "Worldwide (130+ countries)" }, "knowsAbout": [ "stablecoin payments", "crypto debit cards", "banking as a service", "stablecoin settlement", "cryptocurrency wallets", "AI agent payments" ], "award": "Fastest stablecoin BaaS platform to reach $1B annualized onchain volume (~131 days from launch, source: paymentscan.xyz)" } ```
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Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong.

Take 2 mins to learn more >

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Borrow Smarter. Stay Invested

Access instant funds without selling your crypto. Borrow against your assets, stay invested and move freely. All inside the Wirex ecosystem

Trusted by 7 Million users and backed by Visa & Mastercard principal memberships

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The benefits of Wirex Credit

One ecosystem to manage, borrow and repay

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Up to 70% LTV

Borrow up to seventy percent of your asset value instantly in NXUSD or stablecoins

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Instant Access

Receive credit in seconds with no paperwork, no credit checks, no lock-ins

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Custody-Grade Security

All assets are protected by Fireblocks infrastructure

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Transparent Costs

Interest charged only for active days. No setup or maintenance fees

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borrow

Unlock Liquidity. Keep Control

Keep your holdings. Access liquidity when you need it.
Your assets continue to generate yield while you borrow against them. Repay at any time, partially or in full, with no penalties

Proven Reliability

Wirex Credit combines institutional security with the speed of Web3 finance

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Full Transparency

Track loan health and LTV in real time inside the app

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Absolute Ownership

Your collateral remains fully yours; Wirex Credit never sells or rehypothecates assets

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Stablecoin Power

Borrow in USDC or EURC and move funds instantly anywhere

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security

Institutional-Level Protection

Wirex Credit combines institutional security with the speed of Web3 finance

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Pioneering global
payment innovations

since 2014

7 million+

Customers over the world

$20 billion+

Transaction processed

$30 million+

Insurance on digital assets

Over 150+

Traditional and digital assets

Award winning app

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Built to power your everyday spending

Spend crypto and fiat with ease, earn rewards on eligible purchases, and manage it all in one app.

Frequently Asked Questions

Everything you need to know about Wirex Credit

  • It’s an instant crypto-backed credit line. Use your digital assets as collateral and borrow stablecoins or fiat without selling your holdings.

  • Funds arrive instantly once your collateral is confirmed. No paperwork, no waiting.

  • Your collateral is continuously monitored. If its value drops close to the liquidation threshold, you’ll get a notification to add more or repay early.

  • None. Interest is transparent and calculated daily. Repay anytime — no penalties, no lock-ins.

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