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Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong.

Take 2 mins to learn more >

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Daily Growth. Total Flexibility

With Wirex X-Accounts, your balance earns daily yield while remaining fully accessible at any time. No lock-ins, no complications, just steady growth powered by trust and innovation

Trusted by 7 million users and backed by Visa & Mastercard principal memberships

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The benefits of Wirex X-Accounts

Super-simple and secure way to receive interest

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Ready in 5 Minutes 

Start earning within minutes of joining

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High-Yield Returns

Earn up to 16% AER, up to x10 more than traditional savings rates

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Instant Access 

Withdraw whenever you wish, with no fees or penalties

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Your earnings, your way 

1. Add Funds

Top up via bank or crypto transfer in seconds

2. Create an X-Account

Open directly from your dashboard. quick, simple, and secure

3. Start Earning

Enjoy daily interest paid weekly, with zero fees and instant withdrawals anytime

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Pioneering global
payment innovations

since 2014

7 million+

Customers over the world

$20 billion+

Transaction processed

$30 million+

Insurance on digital assets

Over 150+

Traditional and digital assets

Award winning app

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wealth Solutions
For Private And Businesses

Manage everything in one ecosystem

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Wirex Private. tailored services for your wealth

Priority onboarding and a dedicated relationship manager, Access to higher-tier X-Account rates and exclusive rewards, High-limit OTC crypto trades with competitive execution

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Wirex Business. build a digital asset treasury

Multi-currency treasury management in both crypto and fiat, Institutional-grade custody for digital assets, Advanced OTC services for large transactions

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Frequently Asked Questions

Everything you need to know about Flexible Savings

  • Earnings are generated every day based on your balance and the asset’s APY, then automatically added to your account.

  • Yes. X-Accounts are flexible — no lock-ups or withdrawal limits.

  • They offer daily compounding yields, instant liquidity, and no traditional banking delays.

  • No. Start with any amount and see your returns grow from day one.

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Built to power your everyday spending

Spend crypto and fiat with ease, earn rewards on eligible purchases, and manage it all in one app.

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