Money is being rewired. Balances are moving onchain, settlement is moving to stablecoins, and the next financial products are being built by apps, platforms, exchanges and, increasingly, agents. Not banks. They need a layer underneath them that already works.
We build the stablecoin layer under financial products. A ledger with named accounts in USD, EUR, GBP and more and one wallet balance per user. Issuing on Visa and Mastercard as a principal member, so there is no sponsor BIN and no middle layer. Rails that take stablecoins in and put local currency out on SEPA, FPS, ACH, PIX and SWIFT, with settlement that runs on weekends. Capital that lets a balance earn, borrow and trade without leaving the wallet. And every one of those layers available to an AI agent inside limits a human sets.
We do not build hype. We do not lock a partner into our brand, our app or our pricing. We do not hide an FX margin in the middle of a card payment. We do not publish a number we cannot show you.
One API, one compliance stack, one ledger. Open docs and a sandbox from day one. Partners average 24 days of integration and 44 days from signature to live. Privacy by architecture: balances and transactions are shielded from public view onchain, and compliance checks still run.
Principal member of Visa and Mastercard. PCI DSS certified.
Partners we build withWirex One ↗, Wirex One Business ↗ and Navoka run on this infrastructure.