Accounts

Wallets your users control, your app programs.

Q: Which chains do you support?

The main EVM chains, Solana, Tron and Stellar, with USDC, USDT and more. Full list in the docs.

Q: Who controls the wallet?

Your user. Your app sets spending policies; it cannot move funds outside them.

Q: Can one wallet hold several currencies?

Yes. One wallet, one balance view, several stablecoins and the bank account details that feed it.

Q: How does a card authorize against a wallet?

At the moment of the swipe we check the wallet balance and your policy, approve or decline, and settle with the scheme in stablecoins.

Wirex wallets are account-abstraction wallets at the center of everything we run. Your user controls the wallet; your app sets the rules; every other product attaches to its balance.

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One balance, four spokes.

The wallet balance is the one place money lives. A card spends from it, bank account details pay into it, yield accrues on it and payouts leave from it. You program the rules; the user keeps control.

One balance

Spending policies. Limits, merchant rules and approvals, set by your app and enforced by the wallet.

Spends from

Card connected to the wallet balance

Every card authorization checks the wallet balance in real time.

Pays into

Bank account details connected to the wallet balance

Incoming transfers in USD, EUR, GBP and more land in the wallet.

Accrues on

Wallet balance earns yield

Idle balance can be put to work without leaving the wallet.

Leaves from

Wallet balance used for payments

Payouts, transfers and agent spend all draw from the same balance.

How it works.

You create a wallet for an onboarded user. The user holds the keys; your app holds the policy. From then on, the card, the account details, the yield and the payments are features of that one balance, not separate products with separate ledgers.

Chains and stablecoins.

Chains

Ethereum
Base
Arbitrum
Polygon
Optimism
Solana
Tron
Stellar
and more

Stablecoins

USDC
USDT
and more

Wirex runs.

Wallet creation and key set-up for the user
Policy enforcement at authorization time
Gas and chain operations
Monitoring of onchain activity

Read the wallets docs.

Read the docs

What do teams build with it?

Use cases03

Wallets, answered.

The main EVM chains, Solana, Tron and Stellar, with USDC, USDT and more. Full list in the docs.
Your user. Your app sets spending policies; it cannot move funds outside them.
Yes. One wallet, one balance view, several stablecoins and the bank account details that feed it.
At the moment of the swipe we check the wallet balance and your policy, approve or decline, and settle with the scheme in stablecoins.

Ask AI about Wallets

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Put the wallet at the center of your product.