Issuing

Cashback as a service.

Wirex cashback as a service is a merchant-funded rewards engine you plug into your card program. You set the rates; merchants fund the offers; your users see your brand.

  1. 1Step 1

    Spend

    A cardholder spends.

  2. 2Step 2

    Match

    The transaction matches a rate or an offer.

  3. 3Step 3

    Accrue

    Cashback accrues to the wallet balance.

  4. 4Step 4

    Pay out

    Paid out on the schedule you choose.

Who pays. Who gets the credit.

You set the rates, merchants fund the offers, your brand takes the credit. It runs on the same wallet and card rails as everything else.

  • YouSet the rates
  • MerchantsFund the offers
  • Your brandTakes the credit
One purchase
Merchant offerFunded by the merchant
Your rateSet by program, segment or merchant category
CashbackAccrues to the wallet balance
PayoutOn the schedule you choose
Shown in your colors, inside your app
You

Rate configuration

Set rates by program, segment or merchant category from your dashboard.

Merchants

Merchant-funded offers

Offers funded by merchants, matched to your cardholders.

Your users

White-label portal

A rewards view in your colors, embedded in your app.

Reporting. Accruals, redemptions and merchant funding, per program.

Wirex runs.

  • Offer matching and accrual
  • Merchant settlement of funded offers
  • Payout to the wallet balance

Read the cashback docs.

What do teams build with it?

Cashback, answered.

Merchants fund offers; you can top up with program-funded rates where you choose.

Ask AI about Cashback

Add rewards your users notice.