Rails

Payins and payouts on stablecoin rails.

Wirex payments move money on SEPA, FPS, ACH, PIX, SWIFT and Visa Direct, with fiat moving in and out of stablecoins in the same API.

What you get.

Pay out to a bank account or push to a card. Collect on local rails. Convert between fiat and stablecoins on the way in or out. One integration, one balance.

Money in.

Collections

Receive on local rails into the user’s wallet balance.

On-ramp and off-ramp

Fiat in, stablecoins out, and back, in one call.

Money out.

Payouts

To bank accounts in local currency on SEPA, FPS, ACH, PIX and SWIFT.

Push-to-card

Visa Direct payouts straight to a card.

Webhooks and reporting. Status events for every payment and per-program reports.

Which rails do you support?

Bank payouts and collections
Bank payouts and collections
Bank payouts and collections
Bank payouts and collections
Bank payouts and collections
Visa Direct · Push-to-card
From the docs

Every step, in a webhook.

Each incoming transfer arrives as an activity webhook. It carries the amounts on both sides and every step from the bank to the user’s wallet.

Read the guide
POST {your_webhook_base_url}/v2/webhooks/activities
{
  "type": "Sepa",
  "status": "Completed",
  "direction": "Inbound",
  "source_amount": { "amount": 55.93, "currency": "EUR" },
  "destination_amount": { "amount": 55.93, "token_symbol": "WEUR" },
  "activity_steps": [
    { "type": "Initiated", "status": "Completed" },
    { "type": "BankIn",    "status": "Completed" },
    { "type": "CryptoIn",  "status": "Completed" }
  ]
}

Wirex runs.

  • Rail connectivity and routing
  • Screening of counterparties
  • Returns and exceptions
  • Status reporting

Read the payins and payouts docs.

What do teams build with it?

Payins and payouts, answered.

SEPA, FPS, ACH, PIX and SWIFT for bank payouts and collections; Visa Direct for push-to-card.

Ask AI about Payins and payouts

Move money on the rails your users need.