Use case

Everyday spending from onchain balances.

Turn onchain balances into everyday card spend without an off-ramp step. The card authorizes against the user’s wallet balance and settles with the scheme in stablecoins.

The problem

Your users hold stablecoins. Shops take cards. Today the bridge is a withdrawal to a bank account, then a wait.

How it works.

  1. 01

    A user taps the card.

  2. 02

    We check the wallet balance and your policy, approve, and settle with Visa or Mastercard in stablecoins.

  3. 03

    The merchant sees a normal card payment.

Who does what?

You own
  • Wallet UX and distribution
  • Which balances can be spent
  • Rewards for spending
  • Customer support front line
Wirexruns
  • 01Card issuing on both schemes
  • 02Real-time authorization against the wallet
  • 03Scheme settlement in stablecoins
  • 04Disputes and fraud monitoring
From the docs

Card events, as webhooks.

Every card status change arrives as a webhook. The payload carries the card’s wallet, its limits and the actions it allows right now.

Read the guide
POST {your_webhook_base_url}/v2/webhooks/cards
{
  "id": "64120850-73a1-4df5-a074-d463258c9deb",
  "card_wallet_address": "0xAAFF0821A09A1Aac28B72dD3Ff410A7ea5FEb874",
  "status": "Active",
  "previous_status": "NotActivated",
  "limit": {
    "daily_limit": 10000,
    "daily_usage": 0,
    "currency": "USD"
  },
  "allowed_actions": [
    {
      "type": "Block",
      "relative_path": "/api/v1/cards/:cardId/block"
    },
    {
      "type": "Close",
      "relative_path": "/api/v1/cards/:cardId/close"
    }
  ],
  "card_data": {
    "card_number_last_4": "0333",
    "payment_system": "Visa",
    "format": "Virtual"
  }
}
44Days

Signature to live. 24 of them are integration.

In production

Ethena users spend a stablecoin at any card terminal through a program built on Wirex.

Read the story

Spend stablecoins like cash, answered.

The main EVM chains, Solana, Tron and Stellar, with USDC, USDT and more.

Make every balance spendable.