How to Buy Crypto and Traditional Currencies With a Credit or Debit Card on Wirex

Buying cryptocurrency or traditional currency with a credit or debit card is one of the fastest ways to fund your Wirex account. Whether you’re new to Wirex or adding funds for the first time, the process is designed to be simple, secure, and intuitive. 

This step-by-step guide explains how to buy crypto and fiat currencies using a card in the Wirex app, and what to expect at each stage. 

What You Need Before You Start 

Before adding funds, make sure that: 

• You’re logged in to the Wirex mobile app 

• You have a supported credit or debit card 

• Your account meets local verification requirements (depending on your region) 

Step 1: Open the Wirex App and Log In 

Start by opening the Wirex app on your mobile device and logging into your account. 

All card purchases are initiated directly within the app to ensure security and accuracy. 

Step 2: Choose the Currency You Want to Buy 

Once logged in, you can select the currency you want to add: 

• Tap “Add Funds” on the home screen or 

• Go to Accounts → Select an account → Add Funds 

Wirex supports multiple asset types, including: 

• Traditional currencies (such as GBP, EUR, USD – availability depends on location) 

• Cryptocurrencies (such as BTC, ETH, LTC) 

• Stablecoins 

Choose the account corresponding to the currency you want to purchase. 

Step 3: Select a Saved Card or Add a New One 

Next, choose the card you’d like to use: 

• Select a saved card if you’ve already added one 

• Or add a new card by following the in-app instructions 

Wirex securely stores card details in line with industry security standards. 

Step 4: Enter the Amount 

Enter the amount you’d like to buy in your selected currency. 

You’ll see a clear breakdown of: 

• The amount you’re purchasing 

• Any applicable fees 

• The total cost before confirmation 

This helps you review the transaction before proceeding. 

Step 5: Review and Confirm the Transaction 

Before completing the purchase: 

• Double-check the currency, amount, and card details 

• Review the transaction summary 

Once everything looks correct, tap “Add Funds” to continue. 

Step 6: Complete 3D Secure (3DS) Verification 

To finalise your purchase, you may be asked to complete 3D Secure (3DS) authentication. 

This is an additional security step provided by your card issuer and may involve: 

• A one-time password 

• A banking app confirmation 

• Biometric verification 

Follow the on-screen instructions to complete the verification. 

Important: Card Verification and Limits 

If your card hasn’t been fully verified yet: 

• Your daily funding limits may be temporarily reduced 

To unlock higher limits and full functionality, make sure your card is verified. You can find step-by-step instructions in the card verification guide within the Wirex Help Centre. 

Final Thoughts on How to Buy Crypto and Traditional Currencies With a Credit or Debit Card on Wirex

Adding funds to your Wirex account with a credit or debit card is a fast and secure way to buy crypto or traditional currencies. With built-in security measures like 3D Secure and clear in-app guidance, you stay in control at every step of the process. 

Once funded, you can immediately start using your balance for spending, saving, or managing your assets within Wirex. 

FAQ

Can I buy cryptocurrency with a credit or debit card on Wirex? 

Yes. You can use a supported credit or debit card to buy cryptocurrencies and traditional currencies directly in the Wirex app, subject to availability in your region. 

Why do I need to complete 3D Secure (3DS) verification? 

3D Secure is an additional security step required by many card issuers. It helps protect your card from unauthorised use and ensures your transaction is verified by your bank. 

Are there limits when adding funds with a card? 

Yes. Card funding limits may apply and can vary based on your location, card type, and verification status. Unverified cards may have lower daily limits. 

What happens if my card is not verified? 

If your card isn’t verified, you may experience reduced funding limits. Completing card verification allows you to access higher limits and additional Wirex features. 

Which currencies can I buy with a card on Wirex? 

You can buy a range of traditional currencies, cryptocurrencies, and stablecoins. Availability depends on your region and the supported assets in the Wirex app. 

DISCLAIMER: The information contained herein is not intended as, and shall not be understood or construed as, financial advice. Wirex and any of its respective employees and affiliates do not provide financial, legal, tax or investment advice. The information contained herein has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for financial, legal, tax or investment advice.  If you have any questions regarding Wirex please feel free to get in touch with us directly via our Customer support team.