How to Maximise Crypto Rewards with Wirex Cryptoback™

Everyone loves earning rewards — but earning crypto rewards is even better. With Wirex Cryptoback™, you get real, spendable crypto every time you use your Wirex Card for daily purchases. Whether you’re buying groceries, booking travel or paying online subscriptions, you earn crypto automatically with no complicated rules. 

This guide explains exactly how Wirex Cryptoback™ works, what purchases qualify, how to maximise your rewards, and why Wirex is one of the most rewarding crypto cashback cards available today. 

How Cryptoback™ Works 

Wirex Cryptoback™ rewards you with cryptocurrency every time you make an eligible purchase with your Wirex Card. 

What you get: 

• A % of every eligible transaction back in crypto 

• Rewards credited instantly 

• No manual claiming required 

• Rewards shown clearly in the app 

• Higher rates available depending on your region and account tier 

Cryptoback™ is simple: spend → earn crypto → use or save it. 

Reward rates 

Rewards vary by: 

• region 

• account tier (Standard, Premium, Elite) 

• active promotions 

This keeps the system flexible while ensuring transparency. 

What Qualifies for Rewards 

Most everyday purchases using your Wirex Card qualify for Cryptoback™. 

Eligible categories typically include: 

• Groceries 

• Restaurants 

• Online shopping 

• Subscriptions 

• Travel bookings 

• Transport and fuel 

• Digital services 

• Retail purchases 

Both online and in-store transactions can qualify. 

What may not qualify: 

• ATM withdrawals 

• Money transfers 

• Certain merchant categories 

• Refunds and chargebacks 

• Unsupported payment types 

• Region-specific exclusions 

Wirex always shows your rewards in real time so you can see which transactions earned crypto. 

How to Increase Your Crypto Cashback Earnings 

Want to optimise your Cryptoback™? Here are the top strategies. 

1. Use Your Wirex Card for All Daily Spending 

Small, frequent purchases compound quickly.  

2. Focus on High-Frequency Categories 

These categories generate the most long-term crypto rewards: 

• Travel bookings (Book Exclusive Deals & Save Money with Wirex Travel) 

• Groceries and supermarkets 

• Utility bills 

• Digital tools and work software 

• Restaurants and cafés 

• Online retail 

• Transportation 

The more you route through Wirex, the more you earn. 

3. Use Real-Time Conversion 

If you spend from a crypto or stablecoin balance: 

• Wirex converts it automatically to the local currency 

• You still earn Cryptoback™ on eligible purchases 

• You maintain control over when to convert assets 

This is useful for people who hold part of their income in USDT/USDC or other stablecoins. 

4. Keep an Eye on Rewards Boosts 

Wirex occasionally offers: 

• promotional multipliers 

• regional boosts 

• category-specific rewards 

• loyalty-tier enhancements 

These can significantly increase your crypto earnings. 

5. Upgrade Your Tier (If Available in Your Region) 

Higher tiers often unlock: 

• higher Cryptoback™ rates 

• enhanced spending limits 

• additional perks 

Choose a tier based on your spending behaviour for maximum return. 

High-Value Rewards Scenario: 8% Cryptoback™ Example 

Let’s imagine a Wirex user on a top-tier plan in a region where up to 8% Cryptoback™ is available on eligible purchases. 

Below is a realistic monthly spending profile. 

Scenario: Everyday Spending With 8% Cryptoback™ 

Monthly Spending Breakdown 

• Groceries: €300 

• Restaurants & cafés: €150 

• Transport: €80 

• Online shopping: €200 

• Subscriptions: €40 

Total Monthly Spend 

€770 

Crypto Rewards Calculation (8%) 

€770 × 8% = €61.60 earned in crypto each month 

Annual Rewards 

€61.60 × 12 = €739.20 in crypto per year 

That’s a substantial amount of crypto simply by routing everyday payments through the Wirex Card. 

Scenario: Travel Spending With 8% Cryptoback™ 

Travel spending is often higher-value, so rewards accumulate quickly. 

Travel Spending Breakdown 

• Flights: €450 

• Hotels: €300 

• Dining abroad: €200 

Total Travel Spend 

€950 

Crypto Rewards Calculation (8%) 

€950 × 8% = €76.00 earned in crypto 

One trip could earn you the equivalent of a year’s worth of rewards on some traditional cashback cards. 

Scenario: Mixed Fiat + Crypto Spending 

Whether you spend from fiat, crypto or stablecoins, Wirex rewards apply to eligible card transactions — so your crypto portfolio grows through everyday spending. 

Redeeming Your Rewards 

Cryptoback™ rewards appear directly in your Wirex wallet. 

You can: 

• hold the crypto long-term 

• convert it to stablecoins 

• swap it to fiat 

• spend it via the Wirex Card 

• exchange it for other cryptocurrencies 

👉 Start earning Cryptoback™ today — upgrade your spending with Wirex. 

Conclusion 

Wirex Cryptoback™ turns your everyday spending into daily crypto earnings. With instant rewards, broad merchant coverage, and the ability to spend or convert your rewards however you like, Wirex delivers one of the most practical and rewarding crypto cashback card experiences available. Whether you spend occasionally or travel frequently, every purchase becomes an opportunity to grow your crypto portfolio. 

FAQs 

How does a crypto cashback card work? 

A crypto cashback card gives you a percentage of your purchases back in cryptocurrency. Wirex’s Cryptoback™ rewards credit instantly. 

Do I earn crypto on every purchase? 

Most everyday purchases qualify. Some categories and region-specific exclusions apply. 

Is crypto cashback better than traditional points? 

For many users, yes — crypto rewards can be held, exchanged or spent, giving more flexibility than standard card points. 

Can I convert my crypto rewards to fiat? 

Yes. Wirex allows instant conversion of Cryptoback™ to fiat, stablecoins or other cryptocurrencies.

Does Wirex offer the best crypto rewards program? 

Wirex is one of the most flexible programs, offering instant rewards, global spending and support for multiple currencies and crypto assets. 

DISCLAIMER: The information contained herein is not intended as, and shall not be understood or construed as, financial advice. Wirex and any of its respective employees and affiliates do not provide financial, legal, tax or investment advice. The information contained herein has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for financial, legal, tax or investment advice. 

If you have any questions regarding Wirex please feel free to get in touch with us directly via our Customer support team.